Asking for a friend. Seems alot of the options out there involve apps. Would be nice to find something in the nextcloud ecosystem (Nextcloud Budget looks promising - but still in beta) or at least self-hosted open source.
A budget tool for our family
What I’m looking for: A budgeting tool to help our child learn to manage their money.
Desired specs:
- Easy UI, good for ADHD, simple
- Directly links to bank accounts
- Provides budget advice/nudges as well as data
- Privacy! Doesn’t sell ads or sell our data
Possibilities
YNAB is highly recommended by lots of reputable folk and seems to have good privacy policy. Signing up for one account allows you to offer accounts to other family members; you can link as people offer permissions.
Budgeting App with Flex & Category Options | Monarch
Monarch seems like a good option for the family, although it may be more sophisticated that our child needs.
Cake is at the other end of the spectrum. It’s intentionally designed for users with ADHD, but might be a bit too gen z for the parentals.
Other Resources
Productivity Apps for ADHD Brains: Reminders, Focus, Finances, To-Do Lists